Verified down payment, Rs. 2,100 monthly installment calculator, and HEC eligibility criteria.
Originally Published: July 16, 2026Last Updated: July 16, 2026Fact-Checked: July 16, 2026 (BOP Source)
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This page provides fact-checked guides and estimation calculations for public welfare. To submit registrations or check official ballot status, please visit the official government website directly at bikes.punjab.gov.pk.
The Government of Punjab, led by Chief Minister Maryam Nawaz Sharif, has officially expanded the CM Punjab E-Bike Scheme for 2026. The initiative aims to provide 100,000 electric motorcycles to eligible regular college and university students as well as public-sector employees across Punjab.
Under the scheme, applicants can obtain an approved e-bike through markup-free financing from the Bank of Punjab. Eligible beneficiaries can pay the cost through interest-free monthly installments of Rs. 2,100 for 24 months, with a Rs. 70,000 government subsidy helping make electric motorcycles more affordable and accessible.
The CM Punjab Bike Scheme installment plan is an interest-free financing program partner-managed by the Bank of Punjab (BOP). Deserving students receive a Rs. 70,000 government subsidy per electric bike, paying a monthly installment of Rs. 2,100 over a 24-month repayment period. Male students pay a down payment of Rs. 14,000, while female students pay Rs. 0 upfront.
Make sure you have these documents ready before opening the application:
If you encounter portal registration issues or require eligibility clarifications, dial the official CM Punjab hotline at:
Helpline: 1000 (Toll-Free)
| Scheme Status | Active / Ongoing |
| Applications Portal | Open (Apply at bikes.punjab.gov.pk) |
| Target Count | 100,000 Electric Bikes (Phase 2 Expansion) |
| Applicant Down Payment | Male: Rs. 14,000 | Female: Rs. 0 (Fully Covered) |
| Monthly Installment | Rs. 2,100 (0% Markup interest-free) |
| Financing Term | 24 Months (2 Years) |
| Official Portal | bikes.punjab.gov.pk |
Eligible applicants are advised to avoid unofficial websites such as e-bikescheme.pk. Reports from local technology news sources, including ProPakistani, have flagged such websites for potentially distributing malicious links, redirecting users to gambling platforms, and collecting sensitive B-Form and CNIC information.
For your safety, always access the Punjab government’s official e-bike scheme portal through the secure address: bikes.punjab.gov.pk
Under the Bank of Punjab terms, the basic payment formula is simple. Because the Punjab Government pays the loan markup (interest charges) directly, the student is only responsible for the principal balance after applying the subsidy:
*Financial Disclaimer: Installment examples are provided for explanation only. Final down payment, monthly installment, insurance, registration, markup, and bank conditions may vary by scheme phase and selected bike model.
To apply under the student quota, applicants must satisfy the following criteria:
If the number of applicants exceeds the quota for a specific district, a transparent computerized e-balloting process is conducted by the Punjab Transport Department. The list of selected candidates is published online on the official website. Once selected, applicants receive a letter directing them to complete their document verification and sign financing agreements at their nearest Bank of Punjab branch.
While electric bikes carry a slightly higher upfront down payment, their operating costs are extremely low compared to traditional 70cc petrol bikes:
| Metric | Electric Bike (EV) | Petrol Bike (70cc) |
|---|---|---|
| Energy / Fuel Cost | Rs. 1.2 per km (Electricity Tariff) | Rs. 8.5 per km (Petrol at Rs. 270/L) |
| Monthly Cost (800 km) | ~Rs. 960 (Domestic charging) | ~Rs. 6,800 |
| Monthly Installment | Rs. 2,100 | Rs. 1,467 (Previous phase) |
| Maintenance (Oil/Filter) | Minimal (no engine oil required) | Rs. 1,200 per month |
| Est. 2-Year Total Cost | Rs. 24,000 | Rs. 192,000 |
Verify your documents and register directly on the official Government of Punjab portal: