Online registration guidelines, eligibility criteria, Bank of Punjab ATM instructions, quarterly payments, and official complaint channels.
Originally Published: July 18, 2026Last Updated: July 18, 2026Fact-Checked: July 18, 2026 (Social Welfare Department Directives)
maryamkobataye.com is an independent private informational portal. We are not affiliated with the Government of Punjab, Social Welfare and Bait-ul-Maal Department, Bank of Punjab (BOP), or NADRA.
This page provides fact-checked guidance on eligibility requirements, database checks, and ATM activation. We do not accept applications, issue cards, or distribute payments. For official transactions or direct registrations, please visit the Social Welfare portal at dpmis.punjab.gov.pk or visit your nearest district Social Welfare office.
The Punjab Himmat Card Program, initiated by Chief Minister Punjab Maryam Nawaz Sharif, provides vital financial assistance to persons with disabilities (PWDs). Beneficiaries receive a quarterly stipend of PKR 10,500 (distributed through the Bank of Punjab). Card collection and verification are actively managed at the local level by the Social Welfare and Bait-ul-Maal Department.
The Himmat Card is a dedicated debit card program launched by the Government of Punjab for certified persons with disabilities who are unable to work. It offers Rs. 10,500 in quarterly financial assistance, disbursed via Bank of Punjab ATMs. Applicants must possess a valid Punjab domicile and a registered Social Welfare Department disability certificate.
For official assistance regarding card verification and status checks:
Access the official Disability Program Management Information System:
| Programme Name | CM Punjab Himmat Card Program |
| Current Phase | Phase 1 (Card Distribution & Payments Active) |
| Registration Status | Active (DPMIS Database Verification) |
| Disbursement Amount | PKR 10,500 per quarter (Rs. 3,500 monthly equivalent) |
| Disbursing Bank | Bank of Punjab (BOP) |
| Official Registration Portal | dpmis.punjab.gov.pk |
| Official Helpline | Helpline 1312 (Social Welfare Dept Punjab) |
To ensure that financial assistance reaches those who need it most, the Government of Punjab has established strict guidelines. Basic eligibility parameters are verified against national and provincial databases.
| Requirement | Official Rule | Required Document / Verification |
|---|---|---|
| Domicile | Must be a permanent resident of Punjab with a valid Punjab Domicile. | Original Domicile Certificate |
| Disability Certification | Must possess a valid disability certificate. The applicant must be classified as non-functional (unable to engage in active employment). | Social Welfare Department / NADRA Special CNIC with Disability Logo |
| PSER Database | Must be registered in the Punjab Social Economic Registry (PSER). | PSER Survey Receipt or Online Status |
| PMT Poverty Score | Poverty score must fall within the designated threshold (typically PMT ≤ 37). | PSER Verification Database |
| Income & Employment | Must not be employed in any government sector, public agency, or private enterprise. | Verification through FBR and provincial payrolls |
| Exclusion Criteria | Must not receive double social benefits (such as BISP, Zakat, Bait-ul-Maal, or government pensions). | Cross-database verification (BISP, PSPA, and NADRA) |
There is no direct self-application form on this website. Applications must be completed through designated government channels. Follow these verified steps to get registered:
Visit your district’s DHQ Hospital or Social Welfare office to undergo a medical assessment by the official board. Once cleared, NADRA will issue a CNIC containing the disability symbol (wheelchair logo).
Ensure your disability record is fully updated in the Social Welfare Department’s Disability Program Management Information System (DPMIS). This can be completed at your local Social Welfare office.
Complete your profiling survey through the Punjab Social Economic Registry (PSER) online at pser.punjab.gov.pk or at local tehsil centers to establish your PMT score.
Eligible records are screened by the Social Protection Authority. Shortlisted beneficiaries will receive an SMS from the Social Welfare Department or the Bank of Punjab to collect their card.
Ensure you have the following original documents ready before visiting the distribution center or Social Welfare office:
The foundation of the Himmat Card is a verified disability certificate. Here is how the process works in Punjab:
| Status Label | What it Means | Required Action |
|---|---|---|
| Record Found / Selected | The applicant has been verified as eligible and shortlisted. | Wait for the SMS notification or visit the designated district distribution center to collect the card. |
| Record Not Found | The CNIC is not registered in the DPMIS database. | Visit the nearest Social Welfare Department office with your disability certificate to update your record. |
| Under Assessment | The profile is being audited by the medical board or poverty score registry. | No immediate action. Check back on the PSER/DPMIS database. |
| Ineligible | The applicant fails to meet criteria (e.g. holds government job or other social aids). | Review details. If this is a mistake, file a grievance at the Social Welfare office. |
The stipend is distributed on a quarterly basis. It is credited directly to the beneficiary’s Bank of Punjab account associated with the Himmat Card.
| Stipend Amount | PKR 10,500 per quarter (Three-month package) |
| Disbursement Frequency | Quarterly (Four times a year) |
| SMS Alerts | Disbursement alerts are sent via SMS from the Bank of Punjab to the registered mobile number. |
| Arrears & Missed Payments | Approved arrears are carried forward. If a payment was missed due to verification delays, it is generally disbursed in the next active cycle once verified. |
Once you collect your Bank of Punjab Himmat Card, you must activate it before making withdrawals.
Many persons with disabilities experience biometric registration failures due to worn fingerprints.
If your card is lost or stolen, protect your balance by initiating a block immediately:
The Government of Punjab does not charge any fees for registration, status checks, or card delivery. Avoid unofficial agents who promise guaranteed approvals for money.
Never share your ATM PIN, CNIC, or OTP in Facebook comments, public forums, or on WhatsApp. Maryam Ko Bataye does not collect personal identity or financial records.
If you face delays, incorrect data entry, or have not received your quarterly payments despite eligibility, you should submit a formal grievance. Use the template below to submit your complaint at the nearest Social Welfare office:
To, The District Social Welfare Officer, Social Welfare and Bait-ul-Maal Department, [Enter Your District Name], Punjab. Subject: Complaint Regarding Himmat Card [Enter Issue: Payment / Verification / Card Issue] Respected Sir/Madam, I am writing to report an issue regarding the Himmat Card scheme: - Beneficiary Name: _________________ - CNIC (Last 4 digits): XXXX-XXXX-[__-___] - Domicile District: _________________ - Tehsil: _________________ - Contact Number: _________________ - Issue Details: __________________________________________________ I request you to verify my DPMIS records and facilitate the resolution of my grievance. Sincerely, [Your Name] Date: [DD/MM/YYYY]
Yes, card collection and database verification are active. You can register your details in the Social Welfare DPMIS database or visit the nearest local department office.
Eligible cardholders receive PKR 10,500 per quarter. This stipend is disbursed through the Bank of Punjab ATMs.
Yes, a valid disability certificate from the Social Welfare Board or NADRA is mandatory to qualify for the program.
No, individuals employed in government sectors, receiving pensions, or receiving other social protection aids are excluded.